This car insurance product is issued by Carpeesh Pty Ltd (Carpeesh) ABN 30 630 295 368 AFSL 516350 and is underwritten by RACQ Insurance Limited (RACQ) ABN 50 009 704 152. Conditions, limits, and exclusions apply. This is general advice only product and it may not be right for you as it does not take your personal objectives, circumstances or needs into account. Please read the PDS and any applicable Supplementary PDS before making a purchase decision on this product.
A Product Disclosure Statement (PDS) tells you what you are and are not covered for under a specific policy. It highlights things such as insured events, claim limits, exclusions, discounts, benefits and information on how our claims process works. It forms part of the issuing documents you receive when you purchase a policy.
A Supplementary Product Disclosure Statement (SPDS) is used to advise you of any changes to the terms and conditions of the PDS. You must read this in conjunction with the PDS.
A Premium and Excess Guide (PEG) is used to inform you of how your policy premium is determined. It details all of the excess types that can apply to a policy and the specific amounts for each excess type.
A Target Market Determination (TMD) explains who the specific insurance may be suitable for, as well as aspects of the policy which may make the insurance unsuitable for some customers.
To read the applicable Policy Documents that apply to your policy, clicking on a link below based on your Policy New Business start date or Policy Renewal start date.
For renewals and new policies with a commencement date from 7 January 2024
For renewals and new policies with a commencement date from 13 March 2023 up to and including 6 January 2024
For renewals and new policies with a commencement date from 4 October 2021 up to and including 12 March 2023
This is our current Financial Services Guide (FSG)